Financial and Insurance

Payment Options

We strive to provide you with affordable, high-quality treatment that fits your budget! Your treatment plan will include a breakdown of all applicable fees, and we will inform you of all costs before treatment is administered. We offer a variety of payment options to meet your needs. Our office accepts payments by cash, checks, and Visa, MasterCard, American Express and Discover credit cards.

Affordable Financing Options

Don't let finances stand in your way of achieving the beautiful, healthy smile you deserve! We are pleased to offer in-house and Simple Pay financing options with  low down payment and low monthly payments that make your treatment more affordable. These flexible payment options allow you to pay for your treatment over a period of time so you can focus on what matters most – keeping your smile healthy!

Insurance Policies

Our office is committed to helping you maximize your insurance benefits. Because insurance policies vary, we can only estimate your coverage in good faith but cannot guarantee coverage due to the complexities of insurance contracts. Your estimated patient portion must be paid at the time of service.

Optimum Dental Care is a preferred provider of the following insurance:

Aetna PPO

Aetna Access

Assurant Employee Benefit PPO

Blue Cross Blue Shield

Cigna Access

Cigna PPO

Connection Dental

Delta Dental PPO

Dental Health Alliance



Florida Combined Life



Humana PPO

Lincoln Financial Group

MetLife PPO

Principal Financial


Reliance Standard

Signature Dental Plans


Standard Insurance Co.

Sunlife Financial

United Concordia

United Heathcare

Is your insurance not in the list?  Call us today and get a complimentary insurance benefit check!!!    As a service to our patients, we will bill insurance companies for services and allow them 45 days to render payment. After 60 days, you are responsible for the entire balance, paid-in-full. If you have any questions, our courteous staff is always available to answer them.


Optimum Dental Care Center offers In-Office Savings Plan for individuals who do not have dental insurance or cannot afford to get one. This Discount Plan is designed to provide affordability and greater access to quality dental care.

With our In-Office Savings Plan, there are:

  • No yearly maximums
  • No deductibles
  • No claim forms
  • No pre-authorization needed
  • No pre-existing condition limitations
  • No waiting period
  • Free consultation

Download the Dental Discount Plan brochure to learn more and give us a call if you have any questions.